Privacy Policy

Welcome to the Compound Interest Calculator Privacy Policy. Your privacy is important to us, and we are committed to protecting your personal information.

This Privacy Policy explains how the Compound Interest Calculator collects, uses, and protects your information when you use our website and calculator tool. By using our service, you agree to the collection and use of information in accordance with this policy.

1. Information We Collect

We collect minimal information necessary to provide and improve our service:

• Calculator inputs (principal amount, monthly contribution, interest rate, compounding frequency, term years, start date) stored locally in your browser
• Calculation results stored locally for your convenience
• Browser type, device information, and IP address (anonymized) through analytics
• Pages visited and interaction data to improve user experience
• Information you voluntarily provide through contact forms or feedback submissions

2. Cookies

We use cookies and browser local storage to enhance your experience:

• Essential cookies for website functionality
• Local storage to remember your calculator inputs and preferences
• Analytics cookies to understand how visitors use our website
• Advertising cookies from third-party ad networks (if applicable)

You can control cookie settings through your browser preferences. Disabling cookies may affect some functionality of the website. To clear locally stored data, use your browser's settings to clear site data or local storage.

3. Google Analytics

We use Google Analytics 4 to understand how visitors interact with our website. Google Analytics collects:

• Pages visited and time spent on each page
• Device type, browser, and operating system
• Geographic location (country and city level)
• Referral sources (how you found our website)
• User interactions with calculator features

Google Analytics anonymizes IP addresses and does not collect personally identifiable information. You can opt out of Google Analytics tracking by installing the Google Analytics Opt-out Browser Add-on or enabling "Do Not Track" in your browser settings.

4. Google AdSense

We may display advertisements from Google AdSense to support the free availability of this calculator. Google AdSense uses cookies to:

• Serve relevant ads based on your browsing activity
• Track ad performance and engagement
• Prevent fraudulent clicks and impressions
• Personalize ads based on your interests (if you have not opted out)

You can control ad personalization through Google Ads Settings. We do not sell your personal information to advertisers. Ad networks operate independently and are subject to their own privacy policies.

5. Third-Party Services

Our website may use or link to third-party services:

• Google Analytics for website analytics
• Google AdSense and other ad networks for advertising
• Font providers (Google Fonts) for typography
• External links to educational resources or tools

These third-party services have their own privacy policies. We are not responsible for the privacy practices of external websites or services. We encourage you to read the privacy policies of any third-party sites you visit.

6. Data Security

We implement reasonable security measures to protect your information:

• All calculations are performed locally in your browser
• Calculator inputs are stored only on your device, not on our servers
• We use HTTPS encryption for secure data transmission
• We do not store, transmit, or share your calculation data with third parties
• Analytics data is anonymized and aggregated

However, no method of transmission over the internet is 100% secure. We cannot guarantee absolute security of data transmitted to our website. Your financial information remains private and secure on your device.

7. Children's Privacy

Our website is not intended for children under 13 years of age. We do not knowingly collect personal information from children. If you believe we have collected information from a child under 13, please contact us immediately and we will take steps to delete such information.

8. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any changes by:

• Posting the new Privacy Policy on this page
• Updating the "Last updated" date at the top of this policy
• Providing notice on our website homepage (for significant changes)

We encourage you to review this Privacy Policy periodically to stay informed about how we protect your information. Your continued use of the website after changes are posted constitutes your acceptance of the updated policy.

9. Contact

If you have questions about this Privacy Policy, wish to exercise your privacy rights, or have concerns about how we handle your information, please contact us:

• Email: compoundcalculator.eu@gmail.com
• Contact Form: Visit our contact page

We will respond to your inquiry as soon as possible, typically within 24-48 hours during business days.