Terms of Service

Welcome to the Compound Interest Calculator. By accessing or using our website and calculator tool, you agree to be bound by these Terms of Service. Please read them carefully before using our service.

If you do not agree with any part of these terms, you must not use our website or services. Your continued use of the website constitutes acceptance of these terms and any future modifications.

1. Use of the Website

By using the Compound Interest Calculator, you agree to the following conditions:

• You will use the calculator for lawful purposes only and in accordance with these Terms of Service
• You will not use the website in any way that violates any applicable federal, state, local, or international law or regulation
• You will not attempt to gain unauthorized access to any portion of the website, other accounts, computer systems, or networks connected to the website
• You will not use any automated system, including robots, spiders, or scrapers, to access the website without our express written permission
• You will not transmit any viruses, malware, or other malicious code through the website
• You will not interfere with or disrupt the website or servers or networks connected to the website
• You acknowledge that the calculator is provided as a free educational tool and you use it at your own risk

2. No Financial Advice

The Compound Interest Calculator and all information provided on this website are for educational and informational purposes only. Important disclaimers:

• The calculator does not provide financial, investment, tax, or legal advice
• Results generated by the calculator are projections based on your inputs and should not be considered as guaranteed outcomes
• We are not financial advisors, investment professionals, or licensed financial planners
• The calculator uses simplified models that do not account for real-world factors such as market volatility, fees, taxes, or inflation
• Past performance and projected returns do not guarantee future results
• You should consult with qualified financial advisors, tax professionals, or investment specialists before making any financial decisions
• We are not responsible for any financial decisions you make based on information or calculations from this website

3. Accuracy Disclaimer

While we strive to provide accurate calculations and information, we make no warranties or guarantees regarding accuracy:

• The calculator performs mathematical calculations based on standard compound interest formulas
• Calculations are only as accurate as the inputs you provide
• We do not guarantee that the website will be error-free, uninterrupted, or free from bugs or technical issues
• Information on the website may contain technical inaccuracies or typographical errors
• We reserve the right to make changes, corrections, or updates to the website and calculator at any time without notice
• You are responsible for verifying any calculations or information before relying on them for financial decisions
• Real-world investment returns will differ from calculator projections due to market conditions, fees, taxes, and other factors

4. Limitation of Liability

To the fullest extent permitted by applicable law, the Compound Interest Calculator and its operators, owners, employees, and affiliates shall not be liable for:

• Any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the website
• Any financial losses, investment losses, or opportunity costs resulting from reliance on calculator results or website information
• Any errors, omissions, or inaccuracies in the calculator or website content
• Any unauthorized access to or use of our servers or any personal information stored therein
• Any interruption or cessation of transmission to or from the website
• Any bugs, viruses, or other harmful code that may be transmitted through the website by third parties
• Any loss or damage of any kind incurred as a result of your use of the website, whether based on warranty, contract, tort, or any other legal theory

The website and calculator are provided on an "as is" and "as available" basis without any warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

5. Intellectual Property

All content, features, and functionality on this website are protected by intellectual property rights:

• The website design, calculator code, text, graphics, logos, and other content are owned by or licensed to the Compound Interest Calculator
• You may not reproduce, distribute, modify, create derivative works of, publicly display, or exploit any content from the website without our express written permission
• You may use the calculator for personal, non-commercial purposes only
• You may not frame or utilize framing techniques to enclose any content from the website without our permission
• You may not use any meta tags or other hidden text utilizing our name or trademarks without permission
• Sharing calculator results via the provided share functionality is permitted and encouraged
• Any unauthorized use of the website or its content may violate copyright, trademark, and other laws

6. External Links

The website may contain links to third-party websites or services that are not owned or controlled by us:

• We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites
• We do not endorse or make any representations about third-party websites or their content
• You acknowledge and agree that we shall not be responsible or liable for any damage or loss caused by your use of any third-party websites
• We strongly advise you to read the terms of service and privacy policies of any third-party websites you visit
• Links to external websites are provided for convenience only and do not constitute an endorsement
• We may use third-party services such as Google Analytics and Google AdSense, which are subject to their own terms and privacy policies

7. Changes to Terms

We reserve the right to modify or replace these Terms of Service at any time:

• We will update the "Last updated" date at the top of this page when changes are made
• For significant changes, we may provide notice on the website homepage or through other appropriate means
• Your continued use of the website after any changes constitutes acceptance of the new Terms of Service
• We encourage you to review these Terms periodically to stay informed of any updates
• If you do not agree to the modified terms, you must stop using the website
• We may also modify, suspend, or discontinue the website or any features at any time without notice or liability

8. Contact

If you have any questions about these Terms of Service, please contact us:

• Email: compoundcalculator.eu@gmail.com
• Contact Form: Visit our contact page

We will respond to your inquiry as soon as possible, typically within 24-48 hours during business days.

By using the Compound Interest Calculator, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.